Kiva will sunset operations of Kiva Protocol, effective June 30, 2022. To learn more, read the announcement on our blog.

Open-source infrastructure for financial inclusion

Kiva Protocol is a digital authentication platform connecting the public and the private sectors

Global Prize Winner

ID2020 Certification Mark

Digital Public Goods Alliance

What is Kiva Protocol?

A standards-based authentication platform for connecting government identity systems with financial services and payments infrastructure

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How does Kiva Protocol work?

Individuals store their ID credentials and other records in digital wallets, where they can control who can access the information

Read the whitepaper

Secure and compliant onboarding


Digital onboarding with Kiva Protocol is lower-cost and lower-risk, obviating the need for manual checks and potential fraud and increasing the cost-effectiveness of serving lower-income customers

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Portable, user-controlled financial records

Financial histories

Kiva Protocol can record a range of financial transactions, including informal savings and credit, cash aid, and more, enabling thin-file customers to gain a formal, portable financial history that can increase access to services

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Social benefits payments

G2P payments

Social protection and other G2P payment programs can use Kiva Protocol to accurately verify recipient eligibility and securely issue payments through a variety of payment channels

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Designed for developers

Kiva Protocol is fully open-source, and committed to working with and supporting the open-source developer community—come join us!

Access the docs